Winter Kill By Kate Lonze

Winterkill is always an issue to be aware of for wheat and forage producers. With the lack of snow cover we’ve seen this year, it’s imperative to double check those fields as they come out of dormancy in the spring.

Fields only need an appraisal if the crop is going to be destroyed. DO NOT destroy an insured crop without calling your agent first!

If the fall crop fails, you may have the option to plant and insure a second crop after the failed first crop.

2023 Spring Forage Seeding: Unless your fields look fantastic, call your agent to turn in a claim to have an
adjuster look at them. You may still be eligible for a claim if your stand is below 75% of the average stand.

2024 Fall forage seeding (planted fall of 2023): If there is winter kill and you want to replant your forage seeding, you may be eligible for a replant payment. You must have prior authorization from the insurance adjuster before replanting.